Benefits and Compensation Planning

  • Maximize company benefits
  • Educate and advise on all employee benefit plans
  • Discuss participation level and investment options of savings and deferred compensation plans
  • Analyze distribution elections on all employee benefit plans
  • Review stock option strategies
  • Advise and assist in benefit election and beneficiary designations

Cash Flow Planning

  • Assess current and long term cash flow needs
  • Create and evaluate retirement cash flow sufficiency analysis
  • Evaluate education funding objectives
  • Examine long term wealth accumulation strategies
  • Optimize company benefit choices

Investment Planning

  • Determine investment goals and risk appetite
  • Create and monitor asset allocation
  • Research, analyze, and advise on various investment options and strategies
  • Integrate benefit plans with personal investment portfolio
  • Provide regular performance reporting and monitoring

Tax Planning Strategies

  • Analyze current and future income tax liability
  • Educate, advise, and implement strategies to minimize income tax exposure
  • Review withholding and estimated tax analysis
  • Prepare income, gift, and trust tax returns

Insurance Planning

  • Evaluate life insurance needs and coverages
  • Analyze existing property and casualty insurance exposure
  • Examine excess liability coverages
  • Review survivor cash flow analysis and disability plan
  • Review health insurance coverage

Estate Planning

  • Review family objectives, goals, and concerns
  • Evaluate existing testamentary documents
  • Provide specific tax savings recommendations
  • Examine tax effective wealth transfer strategies
  • Coordinate drafting and execution of estate planning documents
  • Review estate tax balance sheet and estate distribution flowcharts
  • Analyze cash flow projections for surviving family members
  • Coordinate asset ownership and beneficiary designations

Other Services

Comprehensive Financial Planning

Investment Management

Retirement Planning

Corporate Relationships

Access to Personal CFO Solutions, LLC (“PCFO”) is only available to PCFO clients pursuant to an Investment Advisory Agreement and accepting delivery of PCFO’s Form ADV Part 1A, 2A and ADV Appendix 1: Wrap Fee Program Brochure and Form CRS. You are encouraged to read these documents carefully. All investments involve risk and may lose money. PCFO does not guarantee the results of any of its advice or account management. This site has been designed for general informational and educational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security referenced on the site. Such offers can only be made where lawful under applicable law.